I AM BEING TRACKED WHEN I AM DRIVING.....and I am more than ok with it.... In fact, I feel safer! So my TODAY's READINGS topic is on INSURANCE PREMIUMS and TRACKING. I have just switched vehicle insurance carriers, and I am saving $194.00 U.S.D. on a 6 months premium (which is $32.34 per month). That … Continue reading Today’s Readings: 11-2-2022
Policy & Laws
Today’s Readings: 10-1-2022
Today's readings pertain to how Ian is expected to change people and places. Insurers brace for hit from Florida's costliest storm since 1992. https://www.yahoo.com/finance/news/insurers-brace-hit-floridas-costliest-120339135.html Tom Larsen, associate vice president, hazard & risk management, CoreLogic, says that "Hurricane Ian will forever change the real estate industry and city infrastructure. Insurers will go into bankruptcy, homeowners will … Continue reading Today’s Readings: 10-1-2022
Women’s Health & the Abortion Law in Texas – See Letter
One's health - both mental and physical - is the most important asset if good (liability if bad) that a person can possess. Without good health, a person cannot be productive in the workplace. With so many in danger of poor health (if they aren't already in poor health) because of COVID, drugs, and guns … Continue reading Women’s Health & the Abortion Law in Texas – See Letter
Easier for renters to get FHA mortgage
In July 2022, it becomes easier for renters who have on time rent payments to get an FHA mortgage. See article at https://www.floridarealtors.org/news-media/news-articles/2022/07/good-renters-may-qualify-mortgages-sunday?utm_campaign=7-11-22+Florida+Realtors+News&utm_medium=email&utm_source=iPost In addition, by September 2022, FHA may ignore job lost during COVID pandemic for people applying for mortgages. See article at https://www.floridarealtors.org/news-media/news-articles/2022/07/fha-will-ignore-covid-era-employment-lapse?utm_campaign=7-11-22+Florida+Realtors+News&utm_medium=email&utm_source=iPost
Why a buyer needs a good REALTOR….
The forms we as REALTORs are licensed to fill in for a buyer to purchase a property from a seller can be complicated. It is important to know what is in the contract and for the buyer and seller to read the contract, but many don't read it. They just sign it. In this article, … Continue reading Why a buyer needs a good REALTOR….
What the non-mandate in Florida is now
I am posting this link because it was sent to me, a business owner in the State of Florida, via email by the Department of Professional and Business Regulation (DPBR) because it is what is coming down from the now governor, not because I am in agreement with him. Though not in agreement throughout the … Continue reading What the non-mandate in Florida is now
Kelly Property Expert, Inc. 